Term life insurance provides simple, budget-friendly protection for a set period—often 10, 20, or 30 years. Tyler Insurance Group helps families in Las Vegas, Henderson, Lexington, and nationwide secure term policies that match their stage of life and financial goals.
Simple, affordable coverage with no surprises
Term life pays a death benefit if the insured passes during the policy term. Coverage is straightforward, with fixed premiums for the length of the term.
Unlike
whole life, term policies don’t build cash value—they’re pure protection. This makes them the most affordable way to secure high coverage amounts.
Term lengths usually range from 10 to 30 years. Each serves a purpose:
- 10-year term: Affordable option for short-term debts or older adults.
- 20-year term:
Popular for young families—covering children until they’re independent.
- 30-year term: Often chosen to match a 30-year mortgage.
10, 20, 30 Years
Choose a timeline that matches your mortgage, family stage, or goals.
Protect Your Family
Provide income replacement so your loved ones can stay secure.
In addition to short-term policies, some individuals explore health sharing ministries or off-exchange ACA plans. Each comes with its own rules, costs, and limitations. We’ll help you understand the differences and what makes sense for your needs.
Term life is best for:
- Families raising children
- Homeowners paying off a mortgage
- Business owners protecting key employees
- Young adults needing affordable coverag
Many term policies allow conversion to permanent life insurance before a certain age without medical requalification. This gives you the option to switch to whole life or final expense coverage if your needs change.
Request Your Term Life Insurance Quote
Our licensed agents compare multiple carriers to find affordable rates that meet your needs. Get the peace of mind that comes from knowing your family’s future is protected.