Original Medicare leaves seniors responsible for deductibles, coinsurance, and copays. Medicare Supplement (Medigap) plans help cover those costs, giving you predictable expenses and peace of mind. Tyler Insurance Group helps clients in Las Vegas, Henderson, Summerlin, Lexington, and across the U.S. compare Medigap options to fit their lifestyle and budget.
Extra protection alongside Original Medicare
Medicare Supplement, or Medigap, is private insurance that pairs with your Medicare Part A and Part B. These plans help pay for deductibles, coinsurance, and copayments that Medicare doesn’t fully cover.
Unlike
Medicare Advantage, Medigap allows you to see any Medicare-approved provider nationwide without network restrictions—making it ideal for retirees who value flexibility.
Medigap plans are standardized across most states, meaning the benefits of each lettered plan (A, B, C, D, F, G, N) are consistent regardless of insurer. Popular choices include:
- Plan G: Covers nearly all costs except the Part B deductible.
- Plan N: Lower premiums with some copays for office and ER visits.
We compare carriers so you can find the plan that best matches your health and financial needs.
Predictable Costs
Cover deductibles, coinsurance, and copays for more certainty in your budget.
Travel Benefits
Certain Medigap plans include foreign travel emergency coverage.
Medigap is a great fit for seniors who want nationwide flexibility, frequent travelers, or anyone looking for predictable healthcare costs. Unlike Advantage plans, Medigap does not include prescription coverage—so you’ll need a separate Part D plan for medications.
Medigap provides broad provider choice and stable costs, but premiums are typically higher and drug coverage must be added separately. Medicare Advantage often has lower premiums and extra benefits, but comes with provider networks and copays.
Medigap premiums vary based on age, location, and plan type. Nevada and Kentucky residents may see different ranges. The best time to enroll is during your Medigap Open Enrollment Period—six months after you first enroll in Medicare Part B—when you can’t be denied or charged more due to health conditions. After this period, underwriting may apply.
Get Help Comparing Medicare Supplement Plans
Everyone’s needs are unique. Our licensed agents will review your doctors, prescriptions, and budget to help you decide if a Medigap plan is the right fit. We represent multiple carriers in Nevada, Kentucky, and all 50 states to help you find the best rate.