ACA Marketplace Health Insurance Made Clear

Affordable Care Act (ACA) health insurance—often called Obamacare—provides comprehensive coverage for individuals and families who don’t have insurance through an employer. Tyler Insurance Group helps residents across Las Vegas, Henderson, Summerlin, Lexington, and nationwide compare Marketplace plans, apply for subsidies, and enroll with confidence.

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Obamacare coverage for individuals & families

Understanding ACA Plans

ACA plans cover essential health benefits including preventive care, hospital stays, maternity, mental health, and prescriptions. Pre-existing conditions are always covered. These plans are available through Healthcare.gov and state-based exchanges like Nevada Health Link.

If you don’t have job-based coverage, ACA Marketplace plans are the most reliable way to secure affordable, comprehensive health insurance for yourself or your family.

Enrollment Windows & Special Qualifying Events

Open Enrollment usually runs from Nov 1 through Jan 15 (dates vary by state). This is the main time to enroll or change plans. Outside this window, you may still qualify during a Special Enrollment Period (SEP) for life events like losing job-based coverage, moving, or marriage.

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Annual Enrollment

Sign up between Nov 1 and Jan 15 for coverage starting the next year.

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Special Enrollment

Life changes may unlock a SEP so you don’t have to wait for Open Enrollment.

Subsidies and Eligibility for ACA Plans

Who Qualifies & Subsidies

Most Americans can enroll in ACA coverage, and many qualify for premium tax credits that lower monthly costs. Your eligibility depends on household income and family size. For example, many families in Nevada and Kentucky qualify for reduced premiums thanks to expanded subsidies.

State Exchanges We Support

Nevada Health Link & Kentucky Kynect

Nevada residents use Nevada Health Link to enroll, while Kentucky residents use Kynect. Tyler Insurance Group is certified to assist with both, ensuring local expertise and smooth enrollment for your community.

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Nevada

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Kentucky

Free Guidance from Licensed Agents

How We Help

We walk you through plan options, help calculate subsidies, and explain differences between Bronze, Silver, Gold, and Platinum tiers. We also compare carriers like Anthem, Ambetter, or Health Plan of Nevada so you don’t have to.

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Carriers

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Metal Tiers

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Subsidies

Get Covered with ACA Health Insurance

Don’t navigate the Marketplace alone. Our licensed advisors help you apply, enroll, and save money. Open Enrollment ends soon—act now to secure coverage.

Explore ACA Plans