Short-Term Disability Insurance for Life’s Unexpected Events

When an illness, surgery, or even maternity leave keeps you from working, short-term disability insurance helps replace your paycheck during recovery. Tyler Insurance Group provides plans that protect Nevada, Kentucky, and nationwide clients with weekly benefits when they need them most.

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Weekly income for up to 6 months

Short-Term Disability Basics

Short-term disability (STD) kicks in quickly—often within 7 days—and pays benefits for 3–6 months. Coverage bridges the gap until you can return to work or transition to long-term disability.

Policies typically cover 60–70% of your income, helping maintain stability during recovery.

Common Uses for STD Coverage

Many policyholders use STD benefits for maternity leave, recovery from surgery, or temporary illnesses. Having coverage means you can focus on healing without stressing about bills.

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Maternity Coverage

STD often covers 6–8 weeks of maternity leave.

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Illness & Injury

Recover from surgeries or illnesses with financial support.

Own Occupation vs Any Occupation

STD is sometimes offered through employers, but individuals can also apply. Our advisors will help determine the right path and explain eligibility.

Coordinating with Other Benefits

STD often works alongside PTO, sick leave, or long-term disability coverage. Unlike workers’ comp, STD applies to non-work-related conditions, making it an essential layer of protection.

Get Short-Term Disability Protection Before You Need I

Enroll while you’re healthy—coverage isn’t available once you’re already sick or pregnant. Our licensed agents will compare plans and guide you to the right fit.

Request My STD Quote