If you missed Open Enrollment or need temporary coverage between jobs, short-term health plans may help bridge the gap. Tyler Insurance Group works with clients in Nevada, Kentucky, and across the U.S. to find the right short-term or private plan for your needs.
Temporary solutions for unexpected situations
Short-term health insurance can provide coverage if you’ve missed ACA enrollment, are waiting for employer coverage to start, or just need protection for a few months.
These plans are flexible and can start quickly, but they are not ACA-compliant. That means they may not cover pre-existing conditions or all essential benefits.
Short-term plans offer quick enrollment and lower monthly premiums, but coverage can be limited. They may exclude pre-existing conditions, maternity care, or preventive services, and can deny applicants based on health history.
Fast Coverage
Policies can start as soon as tomorrow, giving peace of mind during transitions.
Limited Benefits
Not a replacement for ACA plans—may exclude major conditions or routine care.
In addition to short-term policies, some individuals explore health sharing ministries or
off-exchange ACA plans. Each comes with its own rules, costs, and limitations. We’ll help you understand the differences and what makes sense for your needs.
Short-Term Medical
Other Private Options
Free Guidance from Licensed Agents
We’ll check first if you qualify for ACA coverage (with subsidies) before recommending a short-term or private plan. If short-term coverage is best, we’ll explain the fine print so there are no surprises.
Check Eligibility
Compare Options
Enroll
Find Out if Short-Term Coverage is Right for You
Temporary coverage can fill an important gap, but it’s not for everyone. Let our licensed advisors review your options and guide you toward the right solution.